 Feb 2010 U.S. Cities with Real Estate Buying Opportunities - The real estate crisis has reduced home prices and forced many into foreclosure credit problems. But for many would-be home buyers, the historic boom and bust have been a blessing in disguise. During the first half of the previous decade, easy credit and speculative excitement worked to make houses increasingly expensive. By the fourth quarter of 2005, median home prices had reached 2.77 times median household incomes. That is sharply higher than the 1.92 average of the 15 years ending in 2003 and too expensive for many families. But the subsequent crash in home prices values have fallen roughly 30 percent at the national level from their 2006 peaks has helped restore affordability to this once inflated market. By the third quarter of 2009, the price-to-income ratio a key measure of housing affordability had fallen below its 15-year average, to 1.84 for the nation as a whole.
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How To Increase My Homes Real Estate Values - Remodeling Magazine evaluated the top remodeling projects, how the cost-to-value has changed since the housing market implosion, and which projects are still worth the investment. Using the magazine's "Cost Vs. Value Report for 2008-2009," let's look at some of the best projects you can undertake and recoup the majority of your cost.
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The Mortgage Selection Process Tips by Profesor Jack M. Guttentag - One of the most critical decisions mortgage shoppers must make is on the type of mortgage that best meets their needs. The importance of the decision has been heightened by a post-crisis market in which price differences between all categories of mortgages are unusually large.
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