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Survey About The Risk in Purchasing a Foreclosured Home - More than half of U.S. adults would consider purchasing a foreclosed home, though a much larger percentage believe there are negative aspects to such purchases, such as hidden costs, the potential for value declines and other risks, according to a survey.
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 Las bajas tasas de interés ofrecen una oportunidad en el mercado inmobiliario. Ahora podría ser el momento propicio para comprar en el caso de quienes deseen aprovechar una oportunidad en el mercado inmobiliario. Las posibilidades pueden ser especialmente lucrativas para los inquilinos que no tienen casa propia para vender.
Los niveles de embargos hipotecarios han alcanzado niveles sin precedentes desde el último trimestre del 2007. Varios reportes indican que el porcentaje de hipotecas sometidas a embargo se incrementaron hasta alcanzar el 83% a finales del año pasado. California y la Florida conformaron hasta el 30% de los juicios hipotecarios. En vez de un mercado inmobiliario disminuido, se han bajado lentamente las tasas de interés continuamente, en un esfuerzo por revitalizar las ventas. La combinación de tasas bajas con un enorme inventario de viviendas pudiera abrirles las puertas de la oportunidad a los compradores en busca de una casa con bajas mensualidades de hipoteca.
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 Consejos para Como Ahorrar Dinero para Comprar Una Vivienda Propia. Con tales ventajas a su favor, los compradores disponen de más opciones a la hora de comprar una vivienda.
Muchos dueños que están vendiendo sus viviendas buscan recuperar la mayor cantidad de costos posible, o están en pre-embargo potencial y necesitan vender rápidamente. Pida la cantidad que usted supone es el valor adecuado de la vivienda, sin preocuparse por lo que pueda pensar el vendedor. Si el mismo está listo para negociar, su oferta no será desechada tan fácilmente.
Aún existen oportunidades propicias. Contacte a los prestamistas y averigüe si tienen bienes raíces embargados en su inventario. Si bien el precio de la vivienda será relativamente similar al resto de las existentes en el mercado, podrá negociar su tasa de interés o puntos en una hipoteca si el prestamista está ansioso de deshacerse de la propiedad en cuestión.
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 Falling prices are good news for home buyers, making it increasingly likely that they will be able to find a property at a price that is significantly lower than it would have been two years ago and probably less than the house would have brought just a few months ago.
Real-estate data company Zillow.com estimates that the median value for all homes in the 12 months ending March 31 fell 25 percent in the Las Vegas metro area, 19 percent in Miami and Orlando, and 16 percent in Phoenix. They declined lesser amounts in most other areas. In the metro areas of Raleigh and Charlotte, N.C., Dallas and Houston, prices are rising, but very modestly.
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How do you define a short sale? Because technically you don't have a short sale until it comes to closing and there is not enough money to pay off the lender.
For example, a house may be listed for sale at $500,000, and the outstanding loan amount may be $490,000. If the offer is above the loan amount then the property would not qualify as a short sale. There has been an inconsistent definition of a short sale, and what needs to get done is to determine when a short-sale should be disclosed.
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 Due to the rise of short-sale properties and foreclosures, a National Association of Realtors committee that meets next month is expected to consider new rules to better describe the status of properties in Realtor-affiliated multiple listing services.
Some local and regional multiple listing services have worked out definitions and disclosures about the status of properties and developed their own policies related to bank-owned foreclosure properties and short sales. Short sales are typically defined as transactions in which the lender agrees to accept less than the full amount due on a mortgage when a property is sold in order to avoid a costly foreclosure process.
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The hardest places to sell homes are those with falling prices and a large inventory of unsold homes.
Forbes magazine, which examined markets all over the country, concluded that Florida has the most markets that are really in the doldrums. Several cities there are overbuilt, saddled with lousy loans and flat sales.
Here are the 10 markets where Forbes says the sales opportunities are the most challenging: Miami, Orlando, Phoenix, Tampa, Los Angeles, Washington, D.C., Chicago, Baltimore, San Diego, Denver Sources: Forbes Mag April 2008
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 Bienes Raices 2008 - La venta de viviendas en Manhattan, Nueva York siguen elevados y en algunos casos no cesan de subir, según datos de la firma Prudential Douglas Elliman. El precio medio de venta de un apartamento en la Gran Manzana fue de 945.276 dólares en el primer trimestre del 2008, lo que representa un alza del 13.2% respecto de igual trimestre en el año anterior.
Es la primera ocasión en que ese precio supera los 900.000 dólares y refleja un incremento del 11.2% respecto del valor medio de venta en los últimos tres meses de 2007, según la firma tasadora Miller Samuel Inc., que analiza los datos de la inmobiliaria Prudential.
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 Mexico Mortgages - Hipotecaria Su Casita, S.A. de C.V. (HSC or Su Casita) is Mexico’s second largest Sofol (specialized mortgage lending institution) by market share. Its main function is to extend mortgage loans to low-income individuals under the auspices of SHF (Sociedad Hipotecaria Federal) financing programs, and to provide construction financing to developers of low-income housing. It controls approximately 18% of the mortgage market served by Sofoles, based on total loan portfolio. It has 107 offices in Mexico. Su Casita was established in 1994. As of December 2004, it had total assets of $1.85 billion equivalent and shareholders’ equity of $127 million equivalent. It is rated A3.mx (national scale issuer rating), and Ba3 (global scale local currency issuer rating) by Moody’s, and A-.mx by Standard and Poor’s.
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